Everybody’s financial situation is unique, yet there is one common theme: everyone can benefit from a comprehensive approach which takes into account the entire financial situation, regardless of how complex it may be. We strive to provide our Clients with services which address all of their financial needs.

Individuals

Our Comprehensive Financial Planning services are all inclusive, on demand, and are tailored to your specific needs. Services include (but not limited to):

  • Evaluation of your financial situation
  • Development and implementation of a long term financial plan
  • Building diversified tax-efficient portfolio and managing your investments across multiple accounts
  • Retirement, Estate, Tax, Insurance and Higher Education planning.*

*We work with accountants, business and estate planning attorneys and insurance brokers to implement any recommendations made in conjunction with our services.

Small Businesses

If you are a small business owner, choosing the right retirement plan for your business can be overwhelming as there are many different options available. We will work with you to find the best solution for your business. Our small business services include:

  • Helping you choose the right retirement plan for your business.
  • Maximize your retirement plan contribution.
  • Manage your plan’s investments.

We work with the following type of small business retirement plans:

  • Single owner, spouse employee: Solo 401(k), SEP IRA, Defined Benefit/Cash Balance.
  • Multiple employees: SIMPLE IRA, SEP IRA, 401(k), Defined Benefit/Cash Balance.

What to Expect

All Inclusive Advisory Clients:

  • Introductory first meeting.
  • Provide detailed information about your finances.
  • Receive a proposal with an outline of proposed services.
  • Receive an engagement letter with the fee quote.
  • Sign Advisory Contract to formalize engagement.
  • Follow up meeting(s) to discuss the action plan.

What’s Included

All Inclusive Advisory Clients:

  • Unlimited calls and emails.
  • Unlimited virtual meetings.
  • A written Investment Policy Statement, updated annually.
  • A written action plan and implementation help.
  • Address changes in your financial situation as they arise.
  • Proactive communication to take advantage of opportunities.
  • Annual portfolio performance report.

Investment Policy Statement includes:

  • Recommended accounts and contribution amounts.
  • Portfolio asset allocations for multiple accounts.
  • Action plan to achieve asset allocations.
  • Implementation details.