Articles

• Five Principles of Investment Management

  Whether you are a do-it-yourself investor or you work with an adviser, there are several basic principles you should be aware of that can help improve your investment performance. If you are just starting out or if you are working with brokers and other advisers who are primarily making money from either selling products or charging asset-based fees, you will need to educate yourself to avoid making costly mistakes. Read on

• Hiring a Fiduciary Adviser for Your Retirement Plan

  While fiduciary liability is an important consideration, the primary reason to hire a fiduciary who will act in your best interest is to help you minimize your plan expenses and assist you in managing your plan investments. Read on

• How to Run a Successful Retirement Plan: A Guide for Medical and Dental Practices

  Whether you have an existing plan, looking to open a new plan or upgrade the plan you already have, there are four things you need to consider that can significantly improve the quality of your plan: having the right plan design, minimizing plan cost, managing your fiduciary liability as a plan sponsor and selecting the right plan services that can both minimize your fiduciary liability and help plan participants achieve better investment results. Read on

• Long Term Cost of Investment Expenses

  Morningstar's director of mutual fund research, Russel Kinnel, reports in an August 9 article on Morningstar.com, How Expense Ratios and Star Ratings Predict Success: "In every single time period and data point tested, low-cost funds beat high-cost funds." Read on

• Want to save enough for retirement? Talk to your children about finances

  Want to save enough for retirement? Talk to your children about finances. There has been a lot of articles written about how expensive it is to raise children. Little attention has been paid as to why this is so and what can be done about it. Read on

• Correlation and Diversification: How to Manage Portfolio Risk

  The risks of a portfolio consisting of high risk investments is not diversified away because of high correlation that manifests itself during financial crises. Investment choice must be dictated first and foremost by the liquidity, transparency, expenses and management type (active vs. passive), not by the investment's correlation to other investments in the portfolio. Read on